
When you rent, having a home that feels comfortable and uniquely yours is important. Yet how you decorate can play a major role in how much of your security deposit comes back to you when you move out.
Typically, a lease outlines the modifications you can make without landlord approval and those that require permission. Confusion about these rules can cause pricey mistakes and deductions from your security deposit.
To protect your security deposit, it’s essential to understand what is and isn’t allowed. Choosing your décor carefully can help you avoid extra repair fees and recover as much of your deposit as possible at move-out.
Causing Damage to the Property
Damaging the property through decorating is one of the most common reasons for security deposit deductions. Damage that needs repair—such as large holes from hanging heavy art or shelves, adhesives that peel paint or wallpaper, or other physical changes—can lead your landlord to keep part of your deposit.
The amount taken from your security deposit will vary based on the extent of the damage. To avoid conflicts, make sure to review your lease agreement and know the guidelines for decorating and property care.
Failure to Restore the Original Condition
Many leases state that if you make decorative changes, you must restore the property to its original condition before moving out. If not, your landlord might use some of your security deposit to cover the cost of restoring the property to how it was.
Many renters paint to personalize their home, but painting is also one of the most common causes of disputes between renters and landlords.
Before painting, always check your lease and consult your landlord. In most cases, your lease will require you to return the property to its original color and condition when you leave.
Violating the Lease Terms
If you violate lease terms about decor—such as painting or adding nails to the wall without approval—you could face security deposit deductions. Even minor issues, such as small nail holes left from hanging art or a TV, can impact your refund, particularly if repairs are needed.
To protect your security deposit, plan décor with move-out in mind. Choose nail-free ways to hang items, or avoid wall mounting whenever possible. Showcase large artwork or TVs on sturdy furniture to keep the walls damage-free.
Excessive Wear and Tear
Normal wear and tear is expected in a rental, but excessive damage from décor—like scratches from heavy furniture or neglect—can lead to deductions from your security deposit for repairs or replacements.
Always use protective materials, such as blankets or felt pads, when moving furniture to prevent floor damage. Felt gliders for furniture feet are a smart investment, especially if you rearrange frequently.
Cleaning Costs
Your landlord may also deduct cleaning costs from your security deposit if the property is left unclean beyond normal wear and tear, whether due to décor or everyday living habits.
Keep the end of your lease in mind when decorating, since you’ll need to return your rental to its original condition. The fewer repairs required, the better your chances of getting your full security deposit back.
If you think a deduction is unfair or doesn’t comply with local laws, document the property’s condition with photos at move-in and move-out, and speak directly with your landlord. If it comes to that, learn about your rights as a tenant in your area and seek legal advice.
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Originally Published on October 20, 2023
This content is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Readers should consult with licensed professionals regarding their specific circumstances.
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